One year while working in Manhattan I bought a skim latte every day for $4.
This added up to $20 a week, $240 a year. I switched to regular coffee
and halved that number.
Save the special treat as what it is: a treat. Take that $120 and put it into
the bank. It will come in handy sometime.
For the smaller stuff, clean out the spare change in your wallet daily. Put
it into an old school piggy bank. Shop at Piggy
Bank World for all styles of banks, from vintage to coin sorters.
Put that change into a Coin Star, available
in over 11,000 locations, and turn your change into cha-ching. And
don't forget to smile!